ZamPayroll
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★ Free for teams of up to 10 employees

Zambian payroll, done in minutes — not days.

PAYE, NAPSA and NHIMA calculated for you. Payslips on every employee's phone. Leave, attendance, overtime and loans flowing straight into payroll. And an assistant you can simply ask.

No card neededSet up in about 3 minutesMade in Zambia
ZamPayroll AI Kafue Agro Ltd
Who is on leave today?
✦
Two people are on leave today.
On leave todayBack
Chanda Mwansa — AnnualMon 27 Oct
Mutale Zulu — SickThu 23 Oct
Prepare October payroll
✦
Ready when you are — nothing changes until you confirm.
⚡ Prepare October 2026 payrollNeeds your OK
Active employees38
✓ ConfirmCancel
✦
Done — October is ready for review.
Net payK412,860
PAYEK96,420
NAPSAK24,180
Ask or tell me what to do…↑
Built for Zambian compliance ZRA PAYENAPSANHIMAWCFCB Bank files for Zanaco, Absa, Stanbic, FNB, Access and more
How a month works

Your whole payroll month, in four calm steps.

Set your team up once. After that, every month is the same short routine — and everything employees request flows into payroll by itself.

1

Bring your team

Upload your Excel list or paste it into AI mode. Missing details can wait.

Once
2

Approve requests

Leave, overtime and loans arrive from employees' phones. Approve in one tap.

During the month
3

Prepare payroll

PAYE, NAPSA, NHIMA, overtime and loan deductions are worked out for every employee.

Around payday
4

Pay & file

Download the bank file and statutory returns. Payslips land on every phone.

Same day
Everything HR does, connected

One place for people, time and pay.

No more re-typing between spreadsheets. Each part feeds the next.

Payroll that knows Zambia

Agree salaries the way Zambian employers do — from take-home pay — and let ZamPayroll work out gross, PAYE, NAPSA and NHIMA.

  • Allowances, deductions and once-off adjustments
  • Loan repayments deducted automatically
  • Review, then finalise and lock the run
  • Statutory returns and bank payment files

People

One record per employee: contract, salary, NRC, TPIN, NAPSA, NHIMA, bank and documents.

Leave

Working days and return dates are counted for you, holidays included. Balances update on approval.

Attendance

Mark the month on a calendar or import a file. Set working days and public holidays once.

Overtime & loans

Overtime at 1.5× or 2×, priced before it's sent. Loans with a running ledger.

See every feature

AI mode

Just ask. Or tell it what to do.

A floating assistant on every screen that understands your company's people and payroll — and always shows you what it's about to change before anything happens.

Ask

“How many employees do we have?”
“Who is on leave today?”
“How much was our payroll last month, with PAYE and NAPSA?”

Do

“Add these employees” — paste a list or attach Excel
“Approve leave for Mary”
“Prepare this month's payroll”
You stay in chargeEvery change waits for your Confirm.
Respects rolesIt can only do what your role allows.
Private by designRuns on ZamPayroll's servers — your data isn't sent to outside AI services.

How AI mode works

Employee self-service

Fewer “please send my payslip” messages.

With one click, each employee gets their own portal and an email with sign-in instructions. It works on any phone — no app to install.

  • Every payslip, ready to view or download as PDF
  • Apply for leave, overtime and loans in a minute
  • See leave balance and loan repayments
  • Keep contact and next-of-kin details current
Give your team a portal
Your team, your rules — in your language

Everyone gets exactly the access they need.

Your team signs in with your company code. The administrator decides what each role can do — a manager approves leave without seeing salaries; an auditor gets read-only access.

And the whole system speaks your team's language:

English中文FrançaisPortuguêsSoomaaliالعربيةहिन्दीગુજરાતીاردوKiswahiliChinyanja

Automatic translation by Google. Try it with the language button at the top of this page.

Who it's for

From a five-person clinic to a 500-person contractor.

Accounting & HR firms Private schools & universities Clinics, hospitals & pharmacies Mining contractors Construction (incl. Chinese-owned firms) Logistics & transport Retail & convenience stores Cleaning & security services Law firms NGOs Farms & agro-processing Hotels & lodges

Free for up to 10 employees. Forever.

Bigger team? Get a dedicated workspace with your own web address and database.

Start free See plans
Questions

Things people ask before switching.

Is ZamPayroll really free for small teams?

Yes. Companies with up to 10 employees use the full system free on our shared cloud — payroll, payslips, leave, attendance, overtime, loans, the employee portal and AI mode. Your data stays private to your company.

Does it calculate PAYE, NAPSA and NHIMA correctly?

ZamPayroll applies the ZRA PAYE bands, NAPSA (with its ceiling) and NHIMA automatically on every payslip, and produces the returns and bank payment files you need each month. Rates are kept up to date when the national budget changes them.

We already use Excel or another payroll system. Is it hard to move?

No. Upload your employee list as Excel or CSV — ZamPayroll recognises common column names from other systems — or paste it into AI mode. Anything missing (like an NRC or NAPSA number) can be completed later.

Can my staff see their own payslips?

Yes. With one click HR creates a self-service portal for each employee. They sign in on their phone to download payslips and apply for leave, overtime and loans.

Can different people in our company have different access?

Yes. Everyone signs in with your company code, their email and password. Your administrator decides what each role can do — for example a manager can approve leave but not see salaries.

Does it work in other languages?

Yes. The whole system can be shown in Chinese, French, Portuguese, Somali, Arabic, Hindi, Gujarati, Urdu, Swahili, Nyanja and more using automatic translation.

What happens when we grow beyond 10 employees?

Larger companies get a dedicated workspace with their own web address (yourcompany.zampayroll.com) and their own database. Talk to us for pricing.

See it with your own numbers

Book a free walkthrough.

We'll show you a full payroll month for a company like yours — and help move your employee list across. Resellers and accounting firms welcome.

Chat with us